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Many people in India are still not familiar and not used to it. Whereas in many counties Credit cards are a very easy-going thing.
In simple words use and then pay concept is a credit card. With a credit card, you can pay and repay the money. Credit cards are used to buy goods and services and can be paid later. Every card has its limit, which can depend on various terms like income, credit score, etc. You can increase your credit limit as the source of your income increases.
State Bank of India provides different types of credit cards according to your usages. You have various options related to which you can select your type of card.
As their name is, these cards are used to maintain your lifestyle privileges and benefits. These are the basic cards, if you prefer offline shopping then this is your card. There are various types of cards in this :
As its name says it all. If you are an online buyer and love buying things online. You can also earn money while spending. Here are some benefits of these cards:
These are the cards for the shoppers who love to shop. So, now earn cashback and rewards while spending. Here are the benefits of these cards:
These cards are used for traveling especially in IRCTC, and for fuel.
Also Read: SBI’s service charges on IMPS, NEFT and RTGS transactions 2022
These cards are used for exciting benefits for some particular banks like Central Bank of India, City Union Bank, Allahabad Bank from a banking relationship.
These cards help you to grow your business. These are special design cards for businessmen.
There are various factors that affect your eligibility. Some of the basic requirements:
The documents required to apply for a credit card differ according to your occupation. Here are the details related to it:
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Also Read: SBI ATM Card Pin Generation: Step-To-Step Guide
Applying for SBI Credit Card is quite easy, you can apply through their official website https://www.sbicard.com/en/personal/credit-cards.page
Step 1- Once you open the website, you will get various options for a credit card. You can select a card according to your usage.
Step 2- You have to fill in details in a form, like a Title, First name, email id, City, and mobile number
Step 3- You will receive an OTP in your number. Verify your number
Step 4- You will receive a call from one of the representatives. You can ask questions and complete the documentation.